About Company
Niv?sa Finance is a secured-credit distribution and fulfilment platform that helps middle and lower-income borrowers access transparent home loan options.
Niv?sa Finance was founded by Samit Shankar Shetty (CEO), Hitesh Saraf, Nayan Ambali, and Vishwanath Bhat. The company acts as a distribution and fulfilment layer between customers and regulated lenders (banks, NBFCs, HFCs). Its platform reduces paperwork, surfaces viable lender options, and streamlines end-to-end fulfilment, ensuring borrowers get clear, comparable choices without hidden commissions. The startup has piloted operations in Mysore and Mandya districts, facilitating loans worth over ?20 crore. It partners with 10+ lenders including Jana Small Finance Bank, Muthoot Housing Finance, and Veritas Finance. With fresh seed funding in 2026, Niv?sa plans to expand geographically and strengthen its field execution network.
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